*** LICENSE AGREEMENT  - pfingoACTIVE Desktop***

This license applies to pfingoACTIVE Desktop product.

You should carefully read the following terms and conditions before using this software.  Unless you have a different license agreement signed by pfingo, your use of this software indicates your acceptance of this license agreement and warranty.

One copy of pfingoACTIVE Desktop product may either be used by a single person who uses the software personally on one or more computers, or installed on a single workstation used nonsimultaneously by multiple people, but not both.

You may access pfingoACTIVE Desktop product through a network, provided that you have obtained individual licenses for the software covering all workstations that will access the software through the network. For instance, if 8 different workstations will access pfingoACTIVE product on the network, each workstation must have its own pfingoACTIVE product license, regardless of whether they use pfingoACTIVE product at different times or concurrently.

Governing Law

This agreement shall be governed by the laws of Singapore.

Disclaimer of Warranty

THIS SOFTWARE AND THE ACCOMPANYING FILES ARE PROVIDED OR SOLD "AS IS" AND WITHOUT WARRANTIES AS TO PERFORMANCE OR MERCHANTABILITY, SATISFACTORY QUALITY OR ANY OTHER WARRANTIES WHETHER EXPRESSED OR IMPLIED.

Good data processing procedure dictates that any program be thoroughly tested with non-critical data before relying on it.  The user must assume the entire risk of using the software.  ANY LIABILITY OF THE SELLER OR USER WILL BE LIMITED EXCLUSIVELY TO THE SOFTWARE REPLACEMENT.

Other Terms

The use of pfingo Services (including pfingoACTIVE Desktop product) is also subject to pfingo’s General Terms & Conditions at  http://www.pfingo.com/pf/public/control/popupTos . If there is any conflict or inconsistency between any of pfingo’s General Terms & Conditions and any term of this license agreement and warranty, such conflict or inconsistency will be resolved in a manner most favourable to us and our affiliates. However, if such conflict or inconsistency cannot be so resolved, the terms of this license agreement and warranty will prevail.